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I want to use Direct Debit
For Payments

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I am a Merchant interested to know more about
Direct Debit for Collections.

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Smarter.
Paperless.
Pay Monthly.

Direct Debit is a legal, simple and convenient way to make recurring monthly payments; e.g. rent, school fees, subscriptions, utilities & much more.

Why Direct Debit?

Commitment
OUR COMMITMENT

We commit to bring you only those merchants who are willing to offer monthly payments. Our special focus will be on Rents & School fees, so you don’t have to pay three or four cheques.

Innovation
FOCUS ON INNOVATION

Making life easier is true innovation.

We believe that the option to easily pay on a monthly basis is THE innovation the UAE needs.

Safe
100% SAFE

You can be assured your data only comes through government backed identity (UAEPASS) used by UAE Central Bank and goes through the safest possible channels available to us in the UAE.

Manage your monthly Direct Debit payments on the go!

Download our app to stay in full control of your payments — anytime, anywhere.

Direct Debit is simply the most convenient way to pay — or receive — regular payments automatically.

For Customers

Never miss a school fee, rent, or utility payment — even on holiday. No more late charges, service cuts, or bill stress. Cancel anytime in just a few clicks.

For Merchants & Landlords

No cheques, no deposit runs, no credit card fees. Monthly collections reduce failed payments, improve cashflow, and automate your receivables — a true digital transformation.

A Big Bonus for Everyone

Direct Debit creates a genuine win / win for both payer and payee — less friction, more trust, every month.

Partners & Sponsors

Industries We Serve

Education

Real Estate

Lending

Others

How does it work?

News & Events

Enabling paperless car leasing across the UAE

Direct Debit System - DDS has partnered with Thrifty Car Rental UAE and Dollar Car Rental UAE to digitize mandate authorization and recurring lease collections under the UAE Direct Debit System (DDS).

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Direct Debit Implemented by Itihad

A big thank you to Itihad Community Management for trusting us and collaborating with our team. Together, we’ve already processed AED 1M+ in mandates since the launch earlier this quarter!

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DDS Featured in TechPulse MEA

Direct Debit System - DDS, led by CEO Ummair Butt, is proud to be featured in TechPulse MEA as the UAE’s first Central Bank–licensed paperless direct debit platform, transforming how businesses manage recurring payments.

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Partnership Fuels SME Growth

Direct Debit System (DDS), the fintech platform for automated collections, licensed by the UAE Central Bank, is celebrating its one-year partnership with Beehive, the first peer-to-peer lending platform in the MENA region to be regulated by the DFSA.

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Direct Debit Growth Plans

December 12,2024 : Dubai, UAE: Direct Debit System, the UAE’s first paperless direct debit marketplace, has launched the first phase of its ambitious overseas expansion plans with the acquisition of UK-regulated company

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Seamless Tenant Payment Experience

The UAE’s first paperless direct debit marketplace, Direct Debit System has signed a partnership agreement with the country’s largest property management solution, HappyTenant, to help ease monthly budgeting for property renters across the country.

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Digital School Payments

In collaboration with Skiply and RAKBANK, DDS now powers digital fee collections for 300+ schools, making payments seamless and automated.

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Pay-Later School Fees

The new partnership integrates Zenda's user-friendly payment app with the paperless Direct Debit System, enabling parents to settle school bills with pay-now and pay-later options.

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Citizens & Residents of UAE

Avoid getting into debt

96.4% of UAE population is monthly salaried yet rents & school fees are mostly paid quarterly, creating an imbalance in household budgets.

Freedom to cancel anytime

You are free to cancel your Direct Debit at any time with a few clicks. However, it is always advised to adhere to your merchant contract terms.

Peace of mind

The system is regulated by UAE Central Bank. All merchants are scrutinized and approved to ensure your payments are safe and secure.

Convenience & control

Align all your outgoings with your incomings. This synchronization gives you better control and a clearer view of your finances.

Security of personal data

Your data is held at Dubai Data Centre, compliant with DESC. No use of your data is permissible other than for your Direct Debits.

Save a tree — Go paperless

Use UAEPASS to safeguard against identity theft. Reducing paper helps merchants cut costs and contributes to UAE's paperless vision.